Hey you guys, welcome to the podcast. I'm excited to share an interview I did. This is a special interview because it's one of my mentors, Elizabeth Ralph. She has a podcast called The Spiritual Investor. And as I've grown my business and just myself as a person, I started to expand my ideas of wealth consciousness. As you know, we've talked a lot about it on the podcast, and one of the milestones along the way is I started being an investor.
I would say that was an identity shift for me personally. Not just making money through my business, but identifying as and thinking as an investor in many different ways, but primarily the stock market. Don't worry, I'm not changing my podcast or anything like that, but as many of you know, I'm an eternal student. So I found Elizabeth on her podcast called The Spiritual Investor, and I joined her membership and consumed everything that she teaches and have really enjoyed learning about stocks and investing and just expanding my mind about wealth building.
I was so excited to have her on the podcast because I had been learning from her. So it was really cool to interview her, chat about money, chat about beliefs, about being supported by money, about seeing money as neutral, and all the other amazing things that I know you're going to enjoy when you dive into the episode.
But I wanted to give this quick introduction because Elizabeth is amazing. Like I said, her podcast is called The Spiritual Investor. I encourage you to check it out. You can also find out more about her, how to connect with her, learn from her, all the things in the show notes, which I highly recommend you do. She's amazing.
I think you're gonna love this conversation about money, and talking about money in a different way, like beyond the scope of business, seeing yourself as an investor, seeing yourself as someone who can be supported by money, and that money can support you by creating more money for you, which is just a really abundant way to think about it and look at it. So without further ado, I'll jump into my interview with Elizabeth.
Amber: Alright. Welcome to the podcast, Elizabeth. I'm so happy that you're here.
Elizabeth: Thank you. Me too. It's gonna be so fun.
Amber: Let's hear from you about just what you want to share with my audience. You're one of my teachers. You're one of my mentors. I'm really excited to have this conversation. What does my audience want to know about you?
Elizabeth: First of all, it's absolutely an honor to be connected to you in this way, in the program in this way. I feel like we're all doing this together. So maybe this is kind of part of what I want people to know, especially if you're just starting out or anything like that. Separateness is something that is kind of at the core of a lot of our things that, you know, scarcity, fear, all that. If we really go one layer below, it's because we feel separate.
And so I think how do we move into that? We're all here doing this together and you don't need to carry the weight of the entire business, of the entire family, of your entire retirement, of all of this stuff. In fact, that would be really challenging if you do take that on. So instead of looking at like, what do I do? What's the how? I would look at how do you lessen the weight so that you can proceed forward in a really powerful way?
Amber: Yeah. Well, I think a lot of people, they don't even know how heavy it is because it's like the low burden that they take on, you know?
Elizabeth: You're right. So you can't even quantify it, really, because it's like I call it money normalization, which is basically you're just like if you have a pain in your knee, you're just used to walking that way. And so you actually don't notice it. And we don't really know anything until we actually are looking back on our life anyways. We think we do. But you don't actually know the new version of yourself until you look back and you go, I can't be that version anymore or, oh, my God, I'm not that version anymore. Like we all have that.
Amber: Yeah.
Elizabeth: I'm not going to stay up all night long drinking beer at the bars anymore like I did in college. Like I don't have to think about that, but I'm not that version anymore. So it's like, how do you live into that in a way that just feels effortless?
Amber: Yeah, I think that's something we could definitely talk about. I don't think people would associate the word wealth creation with effortless. I think that's or fear or whatever or separation. I think we could talk a lot about the feeling of separateness instead of being supported and one and consciously creating money in an effortless way.
Like, I think we'll talk a lot about that. I have a feeling. Tell them a little bit about what you do, because I think this will be a new angle on wealth creation for my audience, because a lot of times we talk about money through business. But you talk about wealth creation. Well, I know you talk about it in many. You're open to all the ways. But one of the ways that you've even helped me is through investing.
Elizabeth: Yes. I was a financial trader for about 11 years. And so I traded oil and natural gas and electricity. During that time, I had this sort of like drop in moment when I was in Australia and I ended up feeding a Cheeto to a kangaroo. That sounds kind of funny, really. But it really was such a surreal moment. Like kangaroos don't even like human beings, much less like just standing at the edge of my towel.
And then I literally reached my hand out and then just seeing like the movement of seeing the little hand and then dah, dah, dah. And I just in that moment, I was like, wow, this wild animal can create its own version of freedom. And at that time I was on like a vacation there, but it was short because I couldn't take long vacations working at corporate. And so it just dropped in for me like, well, I can create my own version of freedom. In fact, that's the limiting factor is that I'm sort of trying to live into everybody else's version of what financial freedom is.
When I realized that, I flew back to San Diego, ended up creating a whole strategy and started investing in real estate in San Diego pretty early after the financial crisis and then investing in stocks and kind of going from there. You're right about that a lot of people are looking for wealth in one area and that's income. In my mind, there are multiple levers to pull when it comes to wealth and you will not see a wealthy person not living this way.
That's another thing, too, is wealthy people have multiple streams of income, but they also typically will be quite diversified. So you've got income and that is going to increase as a function of the frequency that you are on and how you step into those opportunities. But you also have investing. So if you start to think of money as a holistic system, it comes in through income and then you go, well, I don't have enough for investing or whatever, you know, or I'm behind or I should have done this a long time ago.
Well, then you bump over to money management, which is looking at your money from a place of abundance, not sacrifice. So you do a little money management. You have a little bit more for investing. You do a little bit more for income. You have a little bit more for money management, for investing it.
And so the SI method, which is five points, it includes those three I've just mentioned, plus money neutrality, plus breaking the structure. You're just really going around and around with that. And then what it's doing is it is as you get better and better, it will create an effortless path because you're tapping into your own momentum to make it work rather than your exhaustion for more time and trying to find energy where you don't really have it.
Amber: Yeah. I feel like there's like a level of deeper of like the people's beliefs place where they allow that to actually work for them. It's like what is it that you've seen? I mean, it sounds like you had some belief breaks, too. But people who take that step from income to like a system of supported wealth creating, what are some of the beliefs that they have to break and what are some of the new beliefs that get integrated?
Elizabeth: Yeah, that's such a great question. I think that we put a lot of significance on ourselves. We put a lot of significance on our stories, our past, all that. And then we look at somebody else's story and then we sort of like silently compare our story. Well, our trauma is not as bad as their trauma and blah, blah, blah. And we start to categorize and that's just a waste of energy. So kind of the way that I look at it is, guess what? We all have stories.
We all have conditioned money beliefs because we all grew up in the old paradigm with money, which there's nothing wrong with it, but we're in the new paradigm and it doesn't work anymore. I mean, it could, but nobody wants to go throw a hammer and be stuck in an office typically now. That's okay. So we just have to get in line with the fact that that stuff doesn't work.
Those stories were great. And then instead of targeting the story, what I typically do is because I see that the five point method is almost like this little merry-go-round thing, like on a playground, what you're really trying to do is other kids are on it and it's going around and your only job is to jump on where you can. It's a nonlinear system, so it doesn't matter.
In fact, I would like for you to not choose what you think you're good at or bad at because then you're just kind of bringing your old self into it. I'd like you to just jump in at one place and go, I'm going to be curious about investing. Let's say, for example, right? Then you go in like inside the club. What we give you like what a couple of stocks a month. Right? Okay. Maybe I'll buy that stock. It's fifty dollars. What the hell?
Amber: You know, that's exactly how I got started. Just like listening, like the merry-go-round is a great metaphor because it does. It feels very scary to be like, I want the perfect entry point or want the perfect time. And you're like, just get in there.
Elizabeth: Yes.
Amber: I was like, I'm just going to get in there.
Elizabeth: And that's what a kid would do. Right. And so if we really look at it, we're trying to move towards greater consciousness and freedom and curiosity and aliveness and creativity. Well, the first step to get that is to get beyond yourself. Like we think way too highly of our stories. Like we give them way too much of our very valuable energy.
Amber: Yeah. Well, they're precious and they're precious.
Elizabeth: And they define us and mean something about us. You know, I was talking in the mastermind last night because basically when they came in this round of the mastermind, I was like, you know what? Probably other groups that you've joined, everybody goes around and like introduces themselves and blah, blah, blah. I'm like, nope, I don't care about your story. So we did a drop the past meditation. And I'm like, you come here brand new. Don't you dare tell me your story. Right. And they were like, oh, alright.
Amber: Especially in like spiritual communities where we're like about our own expansion and our own evolution, it feels important to say those because I don't know, I think it's become our identity. And that's something I would like to talk about, too, like a shift in your belief about yourself.
Elizabeth: Yeah.
Amber: Like right now, it's like, who are you becoming from this point on? What do you want to create now?
Elizabeth: Yes. And you know what? Just to even build on that, we make it more difficult on ourselves because what we do is we walk into a room and then we tell our story because we need someone to understand our story. And then what we're doing is trying to be new. We're trying to be the new version of ourselves. And the self-expression of us has already put out the story. And it's just like, why do we do these crazy things? It's just like, you know, you talk about like time and waiting.
Amber: Yeah.
Elizabeth: Like, oh, my God. All we do all day long is wait. And we're like, oh, I'll make a million dollars in a year. Okay, well, you just said that you wanted to wait a year. What we do is we get so efficient with time. Let me spend an hour doing this and I'll be really good at like we're constantly looking for efficiency and productivity in the 3D. And then we get really efficient at the 3D and then we wait.
Amber: Yeah.
Elizabeth: So what the hell is the difference?
Amber: Yeah. Well, in the linear thinking, it's like there's like a sequence of events that have to happen in order. And that kind of lines up with the story, right? Like this is who I was. These were my parents, where this is my experience of money. Therefore, it's going to take a long time for a new reality with money.
Elizabeth: Yeah, you're exactly right. And linear thinking and linear time. I mean, I never really fit into that, but more and more as I go, I fit into it less and less of when people say to me like you need to look at reality. I'm like, well, your reality is different than my reality. Like what is reality? All that we're doing is creating. We're either creating new or we're recreating, creating new.
It's all we're ever doing.
Amber: Yeah. Well, I was just talking about this with one of my groups. You know, everyone in the government. And I send so much love to people if you're affected by the government stuff. But like it's a government job because of the security.
Elizabeth: Yeah.
Amber: Their perception was like that this would be a sure thing. And then people like people think we're crazy because it's not a sure thing. And then there's like layoffs and furloughs. And you know what I mean? Like it wasn't a sure thing, but their perception was. So it's just interesting. Like it's not what we think it's going to be. So even time like that example, I'll make a million dollars in a year. That's their perception. It's like, but is that the perception that's ultimately available right now?
Elizabeth: Yes, great example. I know someone who's going through that as well. And it's challenging. And in any job, the really if you're looking for any type of security, the only way that you're going to have a security in any job, an entrepreneur or working for the government, anything is to be taking a portion of that and putting it into investing so that because investing, all it is, is expanding money. So if not, you're never getting yourself out of the cycle of earned income. And you can start with any amount. It's really just the concept of starting that counts.
Amber: Yeah. And I think like the spiritual principle of being provided for and being supported by certain avenues and pathways.
Elizabeth: You're right.
Amber: Because it's terrible. I think for me, at least the transition that I went through was like, oh, I make my money like I make the money.
Elizabeth: Yeah.
Amber: I mean, like it has to do with my energy, my effort, my beliefs, my service. But investing is almost like, no, like I'm going to let my money work for me.
Elizabeth: Yes, exactly.
Amber: I feel like a different spiritual relationship with money.
Elizabeth: Yeah. And, you know, I think it's also similar to like when you run a business. And so I have found myself where I high and I do this kind of in my mind. I catch myself now, but it's like I tie the revenue with my energy. And because I tie the revenue to my energy, then what happens is I go on vacation and then something changes or I come back from vacation.
I got tons of energy and all that. So I'm creating that world. But something like a book, I think people can understand it from a business perspective. You can have an asset that's growing for you. And then you can have your energy, which is more of a direct relation. Well, it's the same thing that goes on with earned income versus investing.
Amber: That's so true. It's a shift, though.
Elizabeth: It is a shift. Yeah.
Amber: Because one, I feel like I mean, people talk about it. I love how you talk about it. But it's not like people have never heard the term investing, but they don't see themselves as investors.
You know what I mean? They don't. It's like an identity shift to be like, no, that's how I create money and buy money in my life.
Elizabeth: Yeah, you're right. They don't see themselves as investors. And also, I think that there isn't enough incentive typically in people's minds. I think sometimes people think, oh, well, it's too risky or like they think, well, why bother if I only have one hundred dollars or something? Or I don't know how to open an investing account. I don't know what to buy.
Like there's all of these reasons. But it's so funny because you will not hear any of those complaints slash reasons from someone who has an investing account that has had it for at least a year. I think even in the last six months, the market's gone up like twenty five percent. So it's just like you won't hear that from the people that have already done it.
Amber: Yeah.
Elizabeth: You only hear that from the people who are still waiting.
Amber: Yeah. I'm glad you said that because I want to talk about that. The not waiting.
Elizabeth: Yeah.
Amber: I think it's related to time. But how would you help people shift from waiting for something to creating something?
Elizabeth: Well, I mean, if you think about you want something and then let's go back to our example, like the million dollars in a year, you could set the target for that. But that's the equivalent of putting a sticky note somewhere on the wall or whatever, like that's just there. And it might be in your view, but it's not actually guiding you. It's just something that's kind of out there. I think of it like it's just a target.
And then I don't really think about that anymore because I don't need to think about it. I have a relationship to what it means to earn a million dollars in 12 months. Right. It's either hard or it's not hard or there's some type of. So if I think about the amount, I'm in a relationship with the what my thoughts are about the amount, which is probably resistance. Right. So I can bypass that by going, okay, well, right now, even if it's a tiny fraction of something that I can do that will put me more towards being that version.
And that's kind of what I meant when I said take the heaviness off. Like you don't need to be that version of you right now who has made the million dollars in 12 months. You need to be the version of you now that does something different, whether it's spending three minutes looking up an investing account because you want to meet yourself on the other side of spending three minutes looking up an investing account. That's the only thing that's new.
Amber: That's so good. Yeah, because I think the gap feels gigantic.
Elizabeth: It does.
Amber: And so waiting makes sense. It's so big. You have to wait. But if it's moment by moment shifts, which like end up being quantum shifts because now you’re an investor, because you looked at opening the account or you put 100 bucks in, like you're fundamentally different.
Elizabeth: You're right. You are. And if you find yourself like not doing it time and time again, then instead of like beating yourself up, because that's what we do. We know we drag ourselves down instead of doing that. Really from a place of neutrality. Look at, well, what's causing me to not choose this? Because it's likely it's just not as important to you. There's something going on.
There's a belief behind it that is causing you to not do that. And here's what's really powerful about it is that that's the same belief that will cause you to not make the million in 12 months. But most people aren't going to notice that until month 10. What you're doing is you're actually targeting, you're looking at that belief now and you see how powerful that is, because it also will prevent you from just like kicking the can down the road and not having the things that you want.
Amber: Yeah. And I think it becomes a habit to like kicking the can down the road just becomes how you interact with the things you say you want.
Elizabeth: Yeah, we justify we don't have time. We don't have anything. You know, I never say that like I will. That has been banished from my vocabulary. Don't ever say I don't have any time. That is like the biggest lie in the world.
Amber: It really is.
Elizabeth: Mm hmm.
Amber: Yeah. The example that I've heard before is like if you got a call from your mom and she's in the hospital dying, would you not have time? Oh, they're like, no, you would create time. Have you read The Big Leap?
Elizabeth: Yes, it's good.
Amber: I love the Einstein time. The time comes from us. I love that. Banished it from your vocabulary. No more. I don't have time. I think it's a big one.
Elizabeth: I think so, because if you banish that and you start to see the difference, you'll look at other words like I would never say something's too expensive. No way. That probably left my vocabulary a decade ago. That's just saying that I don't have access. That's limiting my access to it. Nothing's too expensive. It says if I want it, then I can be the person who gets it.
And I can do that now.
Amber: Yeah, it's an active thing. It's happening right now.
Elizabeth: Yes, because in the world of energy, that is all you really have.
Amber: Yeah.
Elizabeth: Because there's no future and there's no past.
Amber: Yeah, just going to drop. There is no future and there is no past. But for someone who's like listening to this is like imagining this person who's like, okay, I hear you on creating a diverse system of supporting myself in wealth creation. Either I'm scared or I don't know my first steps like their objections that may or may not be true. Right. That waiting. Like what coaching would you offer them to show?
Elizabeth: What I would do is I would actually encourage them to see that any type of answer that comes from themselves at that stage where they are now, there's no possible way that it can't be dependent on the circumstances and it can't be dependent on something they've already likely done a version of in the past. And they're really just trying to get better at it.
Or maybe they're doing something that they haven't done before. They haven't tried it or something. So I would say if you can look at it from the perspective of what if someone from a country that's very, very poor? What if that person were to look at what you have available in your life in terms of income, the home that you're living in?
I don't care if it's a mortgage or rent, how many cars you have, the clothes that you're wearing, opportunity to invest, because most people can't even have an investing account. You know, this is like something they only dream about. Would you tell them that you couldn't build wealth? Would you literally do that? Would you tell them that?
Amber: Yeah.
Elizabeth: Because I think it's really helpful to see the ridiculousness of ourselves rather than go out and look for more answers. I'm the first person that can give top five financial strategies and they'll be all based on foundation. I've done all the exams, everything. I know all that shit. But you're not going to do it. So I'm not going to waste your time. But if you look at yourself in a way that you're like, holy shit, the only thing stopping me is me, then you're going to be more likely to do something.
Amber: That's so good. And I think, too, it's a trap. It's like you're trying to solve a problem that doesn't exist yet. You're trying to get ready and getting ready is a version of waiting. One needs to hear that for lots of things. It's a version of waiting because it's like you think you're going to be different in the future and you are.
Elizabeth: You're going to be different based on waiting. And do you want that?
Amber: Right. Being a conscious creator today. And I think, too, it's like it's not sexy. Like I remember opening my investment account and then being like, I guess this is what it feels like to be an investor. It wasn't this like angel singing moment. It was just a little shift in me. And it was like a little action. And it's like that's repeated over time. That's how you create pretty much every result.
Elizabeth: Yeah, exactly. Well, and I'll give you an example of someone who I think might even fall into the okay, how am I supposed to do this? Blah, blah, blah. So someone came to me who she had literally had a horrible relationship with money, just grew up poor and was basically living like not even paycheck to paycheck. She's a dancer.
Amber: Oh.
Elizabeth: And so she's literally living off of cash tips and and Mose and things like that. Right. So not only that, but then she's inundated in her job with all the people who are just like talking about money in a scarcity way. And there's sort of like, I don't know, it's not even always above board kind of thing. And so she comes to me and she's like, if you can help me, you can kind of help anyone kind of thing. And I'm not going to say this is going to work for everybody.
But what I noticed with her is that we had to completely override her system because it was so just like the alarm bells. If it was a vehicle, all the lights would have been going off right now. I don't want to take all the time and do that and go in and fix it. And so I'm like, okay, complete override on the system. Changed her language. One of the things was because she used to say tonight I'm working for rent. So I'm like, nope, not doing that anymore, because that is an association. The second thing that we did is she no longer was able to count her money.
And she agreed to do this. She's very brave. And I said, you cannot count your money for three weeks. And so she did that. She took all the money and she would stuff it into the ATM and then she would just deposit it so she didn't have that. And then she would pay like minimal bills and things like that. But she basically didn't do any trips, didn't do anything like that.
Got kind of a clean slate, almost like if you were do like a juice cleanse. Right. And she got a clean slate. And I know you probably know what I would say. She was shocked. I think she had like twenty five hundred dollars or something extra in her account. She'd never had any extra money in her account. She'd always been waiting to make the money. Right. Because she was basically just living a habitual pattern. And so I had her set it up where she broke the pattern.
As soon as she did that, she was new. The money came in. Well, now let's fast forward. This is two years ago. She has a five figure investing account. And she also has been teaching the other dancers how to invest. So now she's in a completely different place. And she loves talking about it, too, because she's like the freedom that I feel knowing that I have a five figure investing account. And if I don't want to go do something, I'm not going to go do it.
Amber: Yeah.
Elizabeth: I mean, that's financial freedom is being able to choose what you want to do and to be able to go out there and be who you want to be in the world. It's not tied to an amount.
Amber: I think that's a big misconception, too. And the amount, I think if we pick an amount arbitrary that isn't even really what financial freedom, like her examples, such a beautiful example, it becomes binary. Either I'm financially free or I'm not. And until I hit that amount, I'm not.
Elizabeth: Yeah, that's right.
Amber: You said about like the person from another country for so many people, they're financially free now. But they don't think they are. So they're not.
Elizabeth: You're exactly right. Thanks for bringing that back into the space. You're so right. The people who think they're not financially free actually already are, if they would just really look well.
Amber: And like you said, they break the pattern.
Elizabeth: Yeah.
Amber: Because she had probably not a lot changed in like how she made money. She's still a dancer. Like, yeah.
Elizabeth: Yeah, it did. She does like an online coaching thing. And so that actually got a lot better. She ended up getting clients in because that's what happens. So you free up the energy in one area with money and then you'll see other money come in. And that was something that and I don't even know if she still does it, but that's something that I know that she really, really enjoyed and added to the momentum of the whole thing.
I do know also that her relationship with her boyfriend changed because she was no longer willing to have a scarcity conversation. And so what happens is you start to do this and then everything around you changes. And then all of a sudden you're looking back going, I can't be that version anymore.
Amber: Yeah, that's so good. A few weeks ago, I had a client on and she's an energy worker and she sees energy. And so I asked her, like, when you see money, what do you see? Like the energy of money? And she's like, well, it's everywhere. Like, it's always trying to make its way to people. But like, you're either aware of that or you're not.
Elizabeth: Yes, it is.
Amber: This girl's story, it's like she became aware of all the ways that money was trying to make its way to her. But she's before.
Elizabeth: Yeah. She's got something that no one can take away from her now. And it's not money. It's the knowing that she can expand and call in money. That's the big thing.
Amber: Yeah. Which is the proper use of the law of cause and effect. Like she became the cause of money. And you can't stay away from people.
Elizabeth: Uh-huh. You can't. I know someone in the group, they said, I want to make a million dollars and I want to lose a million dollars with the knowingness that I can just as easily make the million dollars again. It's like we turn on the water faucet in the kitchen. Right. You're not thinking about, am I going to get water out of there?
Amber: Yeah.
Elizabeth: It's just, you know, it's you turn it on and then you can turn it on the next day and it's going to be there. Same thing with money.
Amber: which like some people like you said this at the beginning, some people already have that belief, right? They believe so deeply. They probably wouldn't even call it a belief. Like it's just how the world works for them. But like anyone can adopt that perspective, I think. And then the effect of that perspective is like all the channels and pathways that you can do. It’s exciting.
Elizabeth: I think it's exciting, too. And I'm so glad. Thank you for talking about this, because I think it's also people seeing and knowing that it doesn't take a lot to be able to even switch to this. You know, don't think that it's going to take money or time or anything like that. It doesn't.
Amber: And it's simple. I remember I was in your course in SI Club when you're talking about opening an account. I'll never forget this moment because you're like, don't research too much.
Elizabeth: Yeah.
Amber: Pick one.
Elizabeth: Yes.
Amber: That's where I was getting stuck. I'm like, but which one's the right one? And I hear this with my clients in business, like which is the right way?
Elizabeth: Yes.
Amber: That's a very sneaky thought error because it keeps you waiting.
Well, I need to wait until I find out what the right one is instead of just making a decision. I think decision making is like the opposite of waiting. Like make a decision.
Elizabeth: Yeah, you're right. It is. Yeah. And when we talk about waiting, like waiting to me is it contains lack of energy. So you're avoiding or you're putting off. You're not doing right now. There is a state of allowing space now, allowing space is active, though. You are actively allowing something to come in. So you're looking to discover something that comes into that space, not from a place of lack, meaning you could still do it right now. And maybe you do both.
So I guess I wanted to sort of clear that up, too, because there could be that time where you can't do it in this moment. But if you put it off for a day, then you have to answer these questions yourself. Are you waiting? Or if you put it off for an hour or you just need a little bit more space and there's a fine line with that, it goes back to your ability to choose and your power to choose and people to start choosing.
Amber: That's so good. And because like I think not waiting doesn't mean that you're doing things all the time.
Elizabeth: No, it doesn't mean that either, because if I already energetically make a decision that I'm going to open an investing account and I have a podcast interview, then I'm not waiting just because I am going to open the investing account at four o'clock, right? I'm not waiting because the energetic intention has been put behind it. So that's very different.
Amber: Yeah, or like in my example, it's like, okay, next when I have my payments come in and I pay myself portions that goes into investing. I'm not waiting.
Elizabeth: No you're not.
Amber: Like I'm allowing the spaciousness. It's happening now.
Elizabeth: Yes.
Amber: High energy anyway.
Elizabeth: It is. It's all happening right now. I'm glad you brought that up, because even that money that hasn't come to you is already happening now because you've already created an energetic tie to it. It's even more likely because you've created an energetic tie from a neutral standpoint. You're like, I already know. So like when you shared that, like we all know that money's going to come in. None of us doubt it.
So then you get the collective consciousness coming behind you. And this goes into like even the way that people talk about their businesses and themselves and whatever. They're like, well, I'm going to do this and I need to get better at this. And blah, blah, blah. Okay, well, that's what you're creating versus like, no, this is what's going to happen on the third of next month.
Amber: Yeah, I love it. I call it dropping a pebble. So it's like you throw a pebble in the pond, right? And the ripple effect is the result.
Elizabeth: Yes.
Amber: Realize that we're always dropping pebbles. Like once you see it, I'm sure you're like this, too. You can't unsee it. You're like, you don't want to create that. Why are you saying that? But our words and our thoughts are creative. So when you say like, well, when I make X amount of money, I'll start investing.
Elizabeth: Mm hmm.
Amber: You’re literally saying I want to wait to make more money. Like who would pick that way of being in the world? Like you don't want to do that. You want to make money now.
Elizabeth: Yeah, it's really a weird concept when people want to wait to invest in. Sometimes people like, oh, is it the right time in the market? I'm like, that is the worst question you can possibly ask yourself. If Warren Buffett… actually his answers to that is the best time to invest is yesterday, the second best is today. So I would just roll with that if he can't figure out how to sign the market. I just don't think anyone can. And I invest all the time.
I never look at where it is, unless it's something really extreme. I might wait a day and like see if it'll cool off or like if a big report has come out or something. But for the most part, that's how you get wealthy is you're just continuing. I think of it as a fire. You're just putting more wood on the fires already burning. You just continue to put more wood on it and get yourself out of the way.
Amber: Yeah. And to your point, when you do wait, it's more of like that allowing spaciousness energy. If a crisis or something, those are so rare. I think in our minds, it's like, oh, yeah, I have to be careful. It's like the things that would stop you from investing is so rare.
Elizabeth: Yeah, it's almost like non-existent, because even during the times where most people weren't investing like I think it was around like April 4th, 5th, something like that, when the tariffs got announced. I invested quite a bit of money around like April 16th.
Amber: Yeah.
Elizabeth: I didn't catch... I was two days off of the bottom bottom. But of course, now it's this like shot back up. Right. But if you had looked, if you had literally open social media at that time, I remember it was like everyone's ranting and raving about, oh, my God, you better start saving your money. Everything's going to, you know, the whole world is going to crash and there's going to be no financial system. Like you got to be able to see through that bullshit.
Amber: Yeah. Would you say that's taken training or experience or like thought work to get where you're at?
Elizabeth: Well, you know, I mean, in all fairness, like I did grow up with talking about finance at the table. You know, my grandfather is an entrepreneur. My mom was a financial advisor. And then I became a trader. And so it has been sort of like the conversation. So I will say I think I have kind of an intrinsic confidence with it. I think also, though, I just haven't seen many people, if any. I can't even think of anyone, to be honest with you.
I can't think of anyone who has consistently gotten behind investing over the last like one to five years and would tell you that they wouldn't do it all over again. Like I can't think of one person. So there's so much of that out there that like I can't think any other way. Like it's almost like why would you not? Would be a better question, you know, than why would you?
Amber: Yeah, I know for me, before I started investing, it was like I need it for other things was my thought error. Right. And there was a time in my business that I think that was actually like more useful like to reinvest. Maybe you can challenge me on that. But like in my mind, it was like I'm going to invest in the skills of building my business, right? To like create the cash machine, I guess. I'm curious if I would even change. You know, there's no real point in wondering if I would do anything different. But that was my objection.
Elizabeth: And it's probably a lot of people now. And there's nothing wrong with that. But you're focusing on one asset and it's likely a risky asset. So you have to ask yourself, do you think and you know, I don't know, but do you think you would have slowed yourself down? Do you think you would not be where you are today if you had invested one to two hundred dollars a month during the process?
Amber: Like you broke my belief about that because I thought I had to invest like a lot of money right now to invest like thousands and thousands of dollars every time. And you're like, get a hundred dollars in there. And I was like, what? Well, I could have done the whole time. And that's where I look back and like, oh, I could have done both. And but that's like an abundance mindset thing.
Elizabeth: Mm hmm.
Amber: That I didn't have. I mean, I was like I've always had an abundance mindset about making money. But the abundance mindset has expanded, I would say. And like what I hope people get from you and like follow you and learn from you. But the abundance mindset isn't just about generating income.
Elizabeth: You're right. It's not. I mean, you actually don't want to put that on yourself. You don't want to do that to yourself because you came here to be free and to be sourcing, go out and do all the things. So as much as you love what you do, like, oh, my God, I love what I do, too. Right. I get that. You don't want to do that to yourself.
You want to be able to use your intelligence and your energy to create different types of income that come in and that are supporting you. And once you start to see those, you'll start to have fun with it. And like the investing account will start energetically calling in more money. So you start with one hundred dollars, then your business gets bigger. And then all of a sudden that turns to a thousand. And then all of a sudden you're like, okay, then you have the five, you know, maybe even six figure investing account. But it allows you to do really fun things, too.
Like I flew from L.A. to Tasmania, and this was earlier in the year. I did a stopover in Australia, but I was going through and I was looking at because I had to pay for the camper van because I did 10 days in Tasmania. Well, by the time I landed, this is just a play investing account. You know, it's just one that I mess around. And the money that I had earned in that investing account was almost exactly the same amount as what cost me for the entire 10 days of the camper van.
And that money I had earned that money from the time that I left the ground in Los Angeles until I got to Tasmania. So I literally earned that in the air on the way overnight when I'm just sleeping and eating snacks and whatever. And this is when you can start to really be creative and build and feel all of a sudden like the world is for me.
Amber: Yeah.
Elizabeth: Yeah.
Amber: Do you think your belief that the world was for you came first?
Elizabeth: Yes, for sure.
Amber: Yeah.
Elizabeth: Absolutely. For sure. I have someone that I'm close to, and she thinks more so in terms of like problem solving and needing to see evidence. And she's always like checking the landscape for things that like might go wrong. Nothing wrong with that. That is a positive aspect.
And that is great. But then you're creating that, too, to a certain degree. And I may even do it to maybe my own detriment to my own extreme. I won't know this, but I am in full possibility with whatever it is. Even something tragic happens. I'm still always in full possibility. And that is not me, actually. That is a frequency which I practiced my way into.
Amber: Yeah.
Elizabeth: And that's what we're doing as we become that new version. Then what's really shifting for us is the frequency and the opportunities that come in on that frequency are different. And we respond to them and we build a different life and we feel like we're a different person. But we're never actually different. We're always the same version.
Amber: Say more.
Elizabeth: Yeah. So whatever that new version of, let's say, like the multi million dollar version of you, it's already within you because it's simply source energy.
Amber: Yeah.
Elizabeth: And so what happens is you are rising. I hate to say rising because there's no measurement in the universal world. But what's happening is you are calibrating yourself to a specific frequency that is an access point that you didn't have before. So all we're doing is it's all about frequency and access points. And we are switching that from the time and energy matrix that was there before, which is causing the exhaustion.
But what's happening is that people are still on that gap. I call it like the bridge or walking between worlds, because even though they can conceptually understand that, they don't know how to actually apply it yet in their life. They're like, oh, my God, I have this business over here and I need to bring in five thousand dollars a month because I needed to cover my cost and credit cards and all this stuff.
And then you're talking to me about frequency, Elizabeth, and you're talking to me about access point. And there's not a cognitive closure that has happened, but we're getting there and we're having more advanced conversations about it. And as this information moves through people and they start to practice it, then they start to see tangible ways and they're off to the races.
Amber: Yeah, there's definitely a collective shift. I think seeing that all the time. I mean, it's funny, like what you get exposed to, too, because sometimes when people ask me, like, how do I know it's working? Sometimes we want like the result. But I'm like, who are you being exposed to? Because I think I see almost like my social media feed or the people that I listen to as evidence that it's working. Like I'm exposed to ideas. You listen to this podcast right now being exposed to new ideas. That's evidence that it's working.
Elizabeth: Yes, you're right.
Amber: You're seeing new ideas like you created this for yourself. You brought this to you. Now what? Now you get to play with it. Now you get to open the account or like put the money in, you know, whatever they're going to be inspired to do. But yeah, that's the evidence.
Elizabeth: That's the evidence. You're right. Yep.
Amber: So where we wrap, I want to quickly hear your thoughts on neutral, like money neutral. I think it's so good.
Elizabeth: Oh, you do. You want me to start or do you have any like like.
Amber: Okay, so I read this book called The Parallel Universes of Self. Have you read?
Elizabeth: No, is it good?
Amber: I love it. I think you would love it. By Frederick Dodson. He has this idea of duality surfing. So you take two extremes, basically, and you become neutral with both extremes. So imagine having a million dollars. Imagine losing a million dollars as you having a partner. Imagine that partner leaving you. Imagine getting the job. Imagine don't getting the job right. And you become neutral with both possibilities. Right.
Elizabeth: Yeah.
Amber: I read that book years ago. And then I hear you on your podcast. I'm a money neutral. And yeah, for business, for investing, for spending, for all relationships that we have with money.
I don't know. I just think it's really powerful to make it neutral.
Elizabeth: Yeah. Well, you're right. Money neutrality is the greatest opening to money because it's the void. And so it's like energy gets transferred from one note to the other on a battery because there is a calling for it. So there's an invite in. And so money neutrality is when you are going out there in the world and you're sort of setting the stage, if you will, with the self-expression of who you are, and then that itself is calling that money in.
I would say being not in neutrality would be kind of the old world paradigm where you are doing things in a way that is consciously or subconsciously manipulating the scene so that you can get money. And that's what we were told is okay. And that's why we see like all the greedy bastards out there. And we don't want to be that. And blah, blah, blah, blah. Right. That's not them.
Don't associate anything with them other than that's just a human being walking around that is still operating in the old paradigm. The less you focus on that, the better you are. Because you want to be back in the space of being able to do it as the new paradigm and money neutrality. So typically, instead of working for an amount, you're working to get yourself into money neutrality so that you are feeling that ease and you are watching money come in in an effortless way. And it doesn't even matter about the amount.
What matters is, did that come in pretty easy? And if it didn't, then you get to practice your way even more so into money neutrality to the point where the charge gets bigger, like the call gets bigger and bigger because your confidence, your momentum, your frequency, all of it raises and it gets easier and easier.
Amber: Yeah. And I think that's the key. So in that duality surfing idea, one of his premises that I think is what you teach, like if you feel emotionally charged, that big money coming to you, it's actually a form of resistance. If you're like really excited about the idea of a million dollars and it like brings up this crazy feeling in you, it's not grounded.
Elizabeth: Right. It's not.
Amber: It’s a form of resistance versus like, oh, yeah, like here it comes. It's like natural. Of course it came. I call it, you know, I called it.
Elizabeth: Yeah, because after you already have that million dollars, you're not going to walk around like a crazy loon in the middle of a grocery store. So you're not really being that person when you're like, yeah, you know, like that you're acting.
Amber: Yeah.
Elizabeth: You're going to feel solidarity is what you're going to feel when that million dollars comes in. And you're going to look more slowly around the room. And you're probably going to be more open and patient to the person who's talking to standing next to you. You're probably going to be not in as big of a hurry. You're probably going to be more respectful in your relationship. You're probably going to be more giving in your business. Those are all the things that you're going to feel. So if you want to build that version of you, then just do those things.
Amber: So good. Yeah. That example of the person in the grocery store. It's so real. You're not worried. You're not waiting. That's why I called my podcast like Abundant Heart. It's like you have an abundant heart for everyone. There's nothing missing.
Elizabeth: Yes. And, you know, it's funny because what ends up happening is, you know, you use the grocery store. It's like then you start to talk to people and then you start to connect with more people because all this energy is being transmuted through each other.
And so that heightens that aspect of it. And it's like once you're in that system, then the system actually works for you. But people are so I don't know if it's distrust or what it is. I guess everybody has their own reason that they don't want to jump on the merry go round or they jump on it and then they jump off because they're like, I don't see any evidence.
Amber: Right. After two minutes.
Elizabeth: Yes. Right.
Amber: So true. So good. Is there anything that I didn't ask that you wanted to say or share? I feel like you're a wealth of wisdom.
Elizabeth: Well, thank you. Thank you for having me. Thank you for being part of all of this as well. I guess what I'd like to say is that there's no difference in me or anyone listening to this. There's no difference than anyone you see that you follow on social or whatever. You have to be in neutrality with that first, because there is a lot of things that you're going to come across that are going to seem kind of helpful.
Like, you know, you see like the person who has 18 Airbnbs and then sometimes you look at that and you're like, well, I can't do that. You know, or they already have the big investing account. You're like, well, I can't do that. Right. Yes, you can. And realize that. Don't go too deep into what someone else is doing that they may have started that business five years ago when they could buy rental properties.
You don't know anybody's circumstances, so don't go too deep into other people's success, because I think that's one of the reasons that people get slowed down is that they want to build based on some division of somebody else's success, not taking into account that is a whole different version and time and situation. So it's not even really that relatable in a lot of cases. That's why in the spiritual investor, we start with where are you? It doesn't matter if you're in debt, if you're not in debt. A lot of people say I'm bad with money. It doesn't matter.
Amber: Yeah. Any time you compare circumstances, that's a version of waiting. Like I don't have their circumstance or I can't do what they did.
Elizabeth: Yes, exactly. If you think about it, we're going to go back to like the concept of the new version of us. The new version of you is independent of the version you are now. And so why does it matter who you are now? It doesn't.
Amber: Doesn't. That's so good. It doesn't matter.
Elizabeth: Unless we say it does.
Amber: Unless you say it does. Right. And that's the opportunity, I think, after listening to this is like, who do you want to be? Every moment's a blank slate. Now is the time.
Elizabeth: Yeah.
Amber: Well, thank you for your time. And, you know, just like the amazing resources and ideas that you shared. How can people connect with you, find you, work with you? Tell us all things.
Elizabeth: So you can go to thespiritualinvestor.com if you want to sign up. We have the club. We have the mastermind. We have different types of things. Kind of like, again, meet you where you are. You know, if you want something that is just a few dollars a month to something that's like a 12 week freaking deep dive, oh, my God, you're really not going to recognize yourself. Then, you know, we have that Instagram. I'm always on there. So it's just @ElizabethRalph. So I'd say either one of those and the podcast.
Amber: Yeah.
Elizabeth: The Spiritual Investor Podcast. Yeah, so I'm always talking about all kinds of crazy stuff on there.
Amber: Yeah, it's awesome. I love it.
Elizabeth: Thank you.
Amber: Well, thank you so much for your time. I really appreciate it.
Elizabeth: Yeah, thank you.
Amber: People are going to be enriched for sure. So thank you.
Elizabeth: You're welcome.
